What will I need to provide when applying for a mortgage?

Here is a comprehensive list from Jon Ischinger at Wells Fargo Home Mortgage of the items you'll need to provide when applying for a mortgage.

• A check to Wells Fargo for $395.00 for your appraisal
• 2 years of W2’s if you are employed by others.
• 2 years of personal and business tax returns if you are self employed, all schedules
• 30 days of pay checks
• 2 months of you bank account statements, all numbered pages, and they must be official
• 1 most recent quarterly retirment statement, if applicable, including the Plan Provides Terms and Conditions of withdrawal (needed to show how you can access these funds if you wish).
• The name and number of your home owners insurance agent
• The name of whom you wish to close your loan with
• A copy of your Photo ID and SS card

Ready to get pre-approved for a loan?  Start gathering the items, and click here to start the loan pre-approval process.