We're headed towards the spring market soon.

Yes, I know there is still plenty of snow piled up that has yet to melt -- but hey, this week we're going to see high temperatures in the 50's -- it will feel like springtime for sure!

Back to real estate, though, many buyers have a casual conversation with a lender to make sure their overall financial picture looks OK, but never get to the point of obtaining a pre-approval letter.

And then... the house that they have been waiting months and months to purchase finally comes on the market for sale.

What is said buyer to do?  They'll need to hope that they can get that pre-approval letter in time to make an offer on the house they really (really) want to buy.

So, if you plan to (or hope to) buy a home this spring, please, please go ahead and get a pre-approval letter now or very, very soon.

You'll be putting yourself in the best possible position for pursuing the house you hope to buy if you already have your pre-approval letter the day BEFORE that house comes on the market.