OK, so, admittedly, mortgage interest rates were compellingly low last year -- at around 3.5% for much of the year.  However, at their current levels of 4%, that is still very (VERY) low historically speaking.  Buyers still have a great opportunity to lock in their monthly housing costs for the long term at what will likely be some of the lowest interest rates we see over the next few (several? many?) years!

If you're looking for a qualified, professional, responsive local lender, let me know.