Maybe mortgage interest rates will never rise???  I have been thinking they would rise for quite a while now (years) but they just keep getting lower.  Today's average rate of 3.43% is an absurdly wonderful opportunity to lock in your monthly housing costs at extremely low levels.

Now, admittedly, Janet Yellen (US Federal Reserve Chair) has indicated that rates could go up soon.

But until then, enjoy the low rates.  If you're buying in the next 6 to 12 months, right now (or soon-ish) could be an especially opportune time to lock in your mortgage interest rates.

Oh, and here are today's rates in a longer context, of the past three years....