Well -- there has never been a better time to lock in an interest rate this year than RIGHT NOW!  The average 30-year fixed mortgage interest rate has continued to drop over the past month, to the current average rate of 3.54%.

Perhaps it's silly, but I don't even have "rates will be going up soon" as a part of my vocabulary anymore.  I said that for years (because that is what everyone assumed) and I was wrong, year after year.  Sure, rates would go up a bit, but they'd then come right back down a few months later.

So -- buyers, rejoice!  If you are buying now/soon, you can lock in a super low mortgage interest rate on your mortgage!