Fear not -- cheap money is still available.  By that, I mean that the interest you will pay on a new mortgage still remains at record low levels.  The current average mortgage rate for a 30-year fixed rate mortgage is still at 3.58%, the same spot it was one month ago.

If I had to guess, I think we'll probably stay under 4% for the remainder of 2016.  Crazy to imagine, I know, but that is my prediction.  The low rates don't seem to be leaving very quickly.