30-Year Fixed Mortgage Interest Rates have edged up slightly over the past few weeks, to a national average of 3.84%.  That means that there have certainly been lower rates in the past five months (shown above in yellow) but the current rates are better today than they were for the last seven months of 2014 (shown above in blue).

If you're buying soon, talk to a lender ASAP so that you are ready to lock in a rate once you have a contract on a home to purchase.